Life and Health Insurance Pre-licensing Course

Life & Health Pre-Licensing Course. Insurance agents with umbrella

What is the life and health insurance pre-licensing course?

The life and health insurance pre-licensing course is the first step toward becoming a licensed insurance agent. This type of course is mandatory in many states. For example, in Florida, it is required and is equivalent to a 2-15 license. In Florida, it requires 60 hours of coursework, as well as the additional steps required to obtain your insurance license.

Once you’ve completed this requirement, you must take the state exam, get your fingerprints taken, and apply for your insurance license in the state. While the pre-licensing course isn’t mandatory in some states, you still need to be prepared for the exam. Therefore, we offer a full range of courses to help you succeed.

What types of insurance can be sold with a health and life insurance license?

Individual or group private health insurance, Obamacare, Medicare plans, dental insurance, hospitalization insurance plans, as well as various types of life insurance.

How can I start my own insurance business with a health and life insurance license?

Upon completing your studies and passing the state exam, you’re ready to start your own insurance business. The recommended option is to partner with a reputable insurance agency. This will allow you to secure appointments with insurance companies quickly and effectively. Furthermore, it will enable you to receive training, especially in quoting and selling different products.

Working as a health and life insurance agent is not an employee position. You must incorporate in that state, and even if you’re working alone, it’s the most advisable approach. You could work from your home or office in partnership with that insurance agency.

Frequently Asked Questions about the life and health insurance pre-licensing course

What is the Life and Health Insurance pre-licensing course?

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It is the mandatory first step toward becoming a licensed insurance agent in many U.S. states. In Florida, it corresponds to the 2-15 license and requires 60 hours of coursework plus additional licensing steps.

Is the Life and Health pre-licensing course required in all states?

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No. While it is mandatory in states like Florida, some states do not require it. However, students still need to prepare for the state exam, making pre-licensing programs highly beneficial.

What do I need to do after completing the pre-licensing course?

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You must take the state exam, complete fingerprinting, and apply for your insurance license through your state’s insurance department.

What types of insurance can I sell with a Health and Life license?

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A Health and Life license allows you to sell:

  • Private health insurance (individual or group)
  • Obamacare/ACA plans
  • Medicare plans
  • Dental insurance
  • Hospitalization insurance
  • Various life insurance products

Can I start an insurance business after passing the state exam?

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Yes. Once you complete the course and pass the exam, you can start your own insurance business as a licensed agent.

How do I begin my own insurance agency with a Health and Life license?

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The recommended approach is to partner with a reputable insurance agency. They can help you obtain carrier appointments, provide training, and support you in quoting and selling different insurance products.

Is a Health and Life insurance agent considered an employee?

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No. Health and Life agents are independent contractors. You must incorporate in your state, even if working alone.

Can I work from home as a licensed Health and Life insurance agent?

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Yes. Many new agents operate from home or from an office while partnering with an established insurance agency.

Does Dolphy School offer courses to prepare for the state exam?

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Yes. Dolphy School offers complete pre-licensing and exam-preparation programs to help students succeed, even in states where the course is not mandatory.