Property and casualty insurance pre-licensing course

Property and casualty insurance pre-licensing course. Professional insurance woman at desk

 

What is the property and casualty insurance pre-licensing course?

The pre-licensing course for property and casualty insurance is the first step toward obtaining an insurance agent license. This type of course is mandatory in many states. For example, in Florida, it is required and is equivalent to a 2-20 license. In Florida, it requires 200 hours of coursework, in addition to the other steps necessary to obtain the insurance license.

Once you complete this requirement, you will need to take the state exam, have your fingerprints taken, and apply for your insurance license in the state. While the pre-licensing course is not mandatory in some states, you still need to prepare for the exam. Therefore, we offer a full range of courses to help you pass.

What types of insurance can be sold with a property and casualty insurance license?

Auto Insurance, Commercial Insurance, Home Insurance, Liability Insurance, Health Insurance, etc.

How can I start my own insurance business with a property and casualty insurance license?

Upon completing your studies and passing the state exam, you’re ready to start your own insurance business. This type of license even allows you to own an insurance agency. You have several options: create your own insurance agency, purchase an insurance franchise, or work as an employee at an existing insurance agency.

If you choose to purchase an insurance franchise, it will allow you to secure appointments quickly. Conversely, if you choose to create your own agency, obtaining insurance company approval might take longer. If you decide to work at an agency, you don’t have to worry about any of this.

Frequently Asked Questions about the property and casualty insurance pre-licensing course

What is the Property and Casualty Insurance pre-licensing course?

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The Property and Casualty (P&C) pre-licensing course is the first required step to becoming a licensed insurance agent in many states. In Florida, it corresponds to the 2-20 license and requires 200 hours of coursework, plus additional licensing steps.

Is the Property and Casualty pre-licensing course required in all states?

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No. While states like Florida require the course, other states do not. However, you must still prepare for the state exam, making pre-licensing programs highly beneficial.

What do I need to do after completing the P&C pre-licensing course?

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After completing the required coursework, you must take the state exam, complete fingerprinting, and apply for your insurance license through your state insurance department.

What types of insurance can I sell with a Property and Casualty license?

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With a P&C license, you can sell:

  • Auto insurance
  • Commercial insurance
  • Homeowners insurance
  • Liability insurance
  • Certain health-related insurance products
  • And other property and casualty insurance lines

Can I start an insurance business after earning a P&C license?

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Yes. After passing the state exam, you can start your own insurance business, and the P&C license even qualifies you to own an insurance agency.

What are my career options after obtaining a Property and Casualty license?

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You may:

  • Create your own independent insurance agency
  • Purchase an insurance franchise
  • Work as an employee at an established insurance agency

Is buying an insurance franchise a good option for new agents?
Yes. Purchasing an insurance franchise can help you secure carrier appointments quickly, giving you a faster start in the business.

What if I create my own insurance agency instead of buying a franchise?

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Creating your own agency offers full independence, but obtaining insurance carrier appointments may take longer compared to franchise models.

Can I avoid carrier appointment requirements by working at an existing agency?

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Yes. If you choose to work as an employee at an established agency, you do not need to secure your own carrier appointments, since the agency already has them.