Reasons to Become a Health Insurance Agent
Why is it financially beneficial for you to become a health insurance agent and get licensed with the State of Florida?
Insurance School in Miami Florida.
With the new Obamacare health plans, the possibilities of becoming a highly successful professional in the health market have just widened.
There are many reasons to become a health insurance agent and the possibilities have never been easier and more rewarding. Not only because you will increase your income dramatically, but also because you will have a job that will allow you to have the freedom you have always dreamed of.
It has always been very rewarding to have this type of job as a health insurance agent. The agent advises, assists, compares different health insurance policies, different health plans and makes the application to a specific plan, and receives a sales commission.
More sales commissions as a health insurance agent
One of the reasons to become a health insurance agent is that the companies that the agent is approved to work for (offer their products and encourage consumers to purchase insurance), pay generous sales commissions depending on the amount of the policy and the premiums to be paid by the customer. It is free for the client to make the application, that is to say, by law he cannot pay the insurance agent, it is the company who assumes this responsibility.
Imagine that you work 8 hours at a place and earn a certain amount of money, it is likely that your salary is even $15 an hour (let’s assume to put it as high as possible) that gives a total of 160 hours worked per month of $2400, not bad at all. However, let me tell you that the insurance agents earning that amount are not doing the job right. They are probably just starting out or they are satisfied with that amount and are not focused on sales. I have regularly met insurance agents in my 10-year career that make anywhere from $4000 to $8000 or more a month, that’s a total of $50 an hour.
In other words, you are likely to work less than the traditional 160 working hours per month and earn 6 to 7 times what you earn now. Right now there is a great opportunity to get your license as a health and/or life insurance agent. With the health reform plans, the market is saturated during open enrollment periods and countless people have to apply for health insurance.
The system has been conceived in a way that you must have your license as an insurance agent and in addition to that you should get certified with Obamacare. The process is not very complicated, if you pass some written exams in order to be ready to work with customers and help them apply for such health plans.
Becoming licensed with the State of Florida as a health insurance agent
It is very important that -after you see the juicy commissions that you can earn by getting licensed in the State of Florida as an insurance agent– you do not lose sight of one very important detail. Although it may be one of the reasons to become a health insurance agent, the money you are going to earn cannot be the only motive that moves you to develop this activity. Certainly, we all have economic needs in this increasingly expensive society, but your main motive must be to love your profession. This may sound corny but it is not.
You are not going to deal with people who have imperative health needs or maybe don’t have them and have to buy health or life insurance, derived from the current legislations. That means, buying health insurance is not buying a new cell phone or any other item or service. Here, the customers are the most precious assets. Besides financial compensation, other reasons to become a health insurance agent are: to be professional and treat them as you would like to be treated or working at your own pace.
Therefore, becoming a health insurance salesperson, getting licensed by the state of Florida as an agent and working with Obamacare plans and benefiting economically from this moment is a tremendous opportunity to help -with sound ethical and professional ways- those who claim your services. Thus providing your clients with the best health plans as an appropriately appointed professional insurance agent.
